
Renters insurance that
protects your stuff
Trusted by your landlord.
Highly recommended. Loved by everyone. Trusted by your landlord.


Most loved renters
insurance on Google
Most loved renters
insurance on Google
&insurance has earned the hearts of many apartment communities, while being the most loved renters insurance on Google for 6 months and counting.





Get your things covered faster.
Get your things
covered faster.
No waiting. No Hassle. No worries.




Save even more with our Renters + Pet Bundle
Save even more with
our Renters + Pet Bundle
We’ll automatically apply your bundle discount to any combination of our products

Renters + Pet
The easiest way to switch!
The easiest
way to switch!
We’ll help cancel your old insurance and
make your switch simple.


What does renters insurance really cover?

If someone
steals your bike
Crime and vandalism
coverage pays for your things if it’s stolen or damaged

If a water leak ruins
your things
Water damage coverage protects
you if your things get soaked, or your pipes cause a mess

If your stuff
goes up in flames
Fire and smoke coverage protects
you if things get a little heated

If someone sues
you for damages
Liability coverage protects against claims or lawsuits due to accidents in your apartment. We’ll help hire a lawyer to defend you, and cover the cost

If someone gets hurt
in your apartment
Liability coverage helps pay medical
expenses if someone has an accident or is injured while at your apartment

If someone steals your bike
Crime and vandalism coverage pays for your things if it’s stolen or damaged

If a water leak ruins your things
Water damage coverage protects you if your things get soaked, or your pipes cause a mess

If something goes up in flames
Fire and smoke coverage protects you if things get a little heated

If someone sues you for damages
Liability coverage protects against claims or lawsuits due to accidents in your apartment. We’ll help hire a lawyer to defend you, and cover the cost

If someone gets hurt in your apartment
Liability coverage helps pay medical expenses if someone has an accident or is injured while at your apartment
&Insurance Renters is Here
&insurance
Renters is Here?
Designed for protecting your stuff,
incredible experiences, and giving
back to the residents
Designed for protecting your stuff, incredible experiences, and giving back to the residents

Good to know...
Renters insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can check out renters insurance explained.
Your policy covers your personal property against theft and damage, plus legal claims for damage or injury you accidentally cause others.
Renters insurance covers a lot, but not everything. A few things that aren’t: your roommate’s stuff, damage caused by floods, and liability for dog bites (if your dog is considered a high-risk breed).
You're still covered! Your &insurance renters policy covers your personal property anywhere in the world. Read all about theft coverage here.
You can cancel your policy at any time via the &insurance app or website, and you’ll receive a refund for the remaining period you’ve already paid for. No hard feelings!
A Lemonade renters insurance policy starts at $5 per month, but your policy price (aka the ‘premium’) will be based among other factors.
Very easily: just send us an email at hello@andinsurance.com and we’ll guide you through the process from there.
Apartment communities
really love us!
Apartment communities
really love us!
&insurance has earned the trust of many apartment communities around America – We’ve designed &insurance to bring out the best in people, while giving the residential community a push for the better.



More products from &insurance
Breathtaking savings when you bundle.
More products
from &insurance
Breathtaking savings when you bundle.